How to Apply for FEMA Assistance Following April’s Storms and Flooding

Date of Release: 
April 30, 2025

About the Disaster Declaration

FEMA is supporting recovery efforts in Kentucky including a new major disaster that received presidential disaster declaration on April 25. This declaration is for severe storms, straight-line winds, tornadoes, and flooding that occurred in April. The deadline to apply is 60 days from the date of the presidential disaster declaration (July 25). For more information about the Kentucky flooding recovery and how to apply for assistance, click the button below.

FEMA Disaster Recovery in Kentucky


How to Apply for FEMA Assistance

Those in McCracken County who have disaster-caused damage or loss from the April storms or flooding can apply for federal disaster assistance under the major disaster declaration DR-4864-KY in several ways:

  • Apply online at Disaster Assistance (or through the above button).
  • Visit a Disaster Recovery Center (DRC). The FEMA Disaster Recovery Center (DRC) for McCracken County is located in the McCracken County Emergency Management Complex at 3700 Coleman Road. The hours are Sunday, 1 to 7 p.m. For Monday through Saturday, the office will be open 9 a.m. until 7 p.m. (Note: Hours are subject to change.) To find a DRC, visit Disaster Recovery Center Locator or text DRC along with your zip code to 43362 (example: DRC 42001).
  • Use the FEMA mobile app.
  • Call the FEMA Helpline at 800-621-3362. It is open 6 a.m. to 9 p.m. CDT. Help is available in many languages.

What Do I Need to Provide

When you apply, you will need to provide

  • A current phone number where you can be contacted.
  • Your address at the time of the disaster and the address where you are now staying.
  • Your Social Security Number.
  • A general list of damage and losses.
  • Banking information if you choose direct deposit.
  • If insured, the policy number or the agent and/or the company name.

What Type of Assistance May be Available

Assistance from FEMA may include grants for temporary housing while you are unable to live in your home, such as temporary housing assistance or reimbursement for hotel costs for both owners and renters, and grants for disaster-caused expenses and serious needs such as repair or replacement of personal property and vehicles, funds for moving and storage, medical, dental, childcare, and other miscellaneous items. FEMA assistance may also be provided for repair or replacement of owner-occupied homes that serve as the household’s primary residence, including privately owned access routes, such as driveways, roads, or bridges.


FEMA Teams in McCracken County

FEMA teams started visiting areas affected in McCracken County in late April. FEMA Disaster Survivor Assistance (DSA) teams are out in McCracken County to help residents navigate the federal disaster assistance process. DSA personnel can help homeowners and renters apply with FEMA and quickly identify and address immediate and emerging needs. They also can provide application status updates and referrals to additional community resources.

FEMA teams will never ask for or accept money and will always be wearing a FEMA identification badge with a photograph. While helping someone apply, they will ask for personal information including social security number, annual income, and bank information. Residents are encouraged to ask for identification before providing any personal information. Also call the FEMA Helpline at 800-621-3362 to verify if a FEMA visit is legitimate.

The FEMA Disaster Recovery Center (DRC) for McCracken County is located in the McCracken County Emergency Management Complex at 3700 Coleman Road. The hours are Sunday, 1 to 7 p.m. For Monday through Saturday, the office will be open 9 a.m. until 7 p.m. (Note: Hours are subject to change.) To find a DRC, visit Disaster Recovery Center Locator or text DRC along with your zip code to 43362 (example: DRC 42001).